Ships within 3 days *applies to all in stock products

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PAY OVER TIME

0%

APR for

24 Months*

On purchases of $299-$999.99 made at Idle Sleep with the Synchrony HOME™️ Credit Card. Equal monthly payments required for 24 months.

9.99%

APR for

60 Months**

On purchases of $1000+ made at Idle Sleep with the Synchrony HOME™ Credit Card. Fixed monthly payments required for 60 months.

HOW IT WORKS

1. ADD TO CART

Browse Idle Sleep products and add to your cart.

2. CHECKOUT

Select “SatisFi” at checkout

3. APPLY FOR FINANCING

It’s fast, simple, safe, and secure.

4. ORDER COMPLETE

If approved, you’ll be presented with a financing or lease-to-own offer from one of Idle Sleep’s providers

Explore Our Mattresses

Frequently Asked Questions

1. What happens if I don’t qualify for the initial financing offer?

If you do not qualify for the initial financing offer, you may be presented with a subsequent offer (which may be subject to credit approval) that can be used to complete the purchase. Idle Sleep works with multiple providers to offer you with financing or lease-to-own solutions that best fit your needs. Once you agree to the terms and accept the offer, you can use the payment solution to complete your purchase. If you decline any offer presented, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

2. Which providers may present a financing or lease-to-own offer when I apply?

Idle Sleep works with multiple partners. Synchrony is the primary lender and they are the bank behind the primary offer presented. If you are not approved for this financing offer, you may be presented additional offers from other providers, which may be subject to credit approval.

3. How do I pay my bill?

Each financing or lease-to-own offer provider has their own payment process. See card or terms for details. All payments are made to the issuing provider of the financing offer you select.

Synchrony Bank

Pay Online: Register your account at mysynchrony.com and log in to easily manage and pay your bill.

Pay By Phone: Contact Synchrony Bank Customer Service during business hours at 1-844-335-5909.

Monday - Friday 7:30 AM - 12:00AM ET
Saturday 10:00 AM - 7:00PM ET
Sunday - Closed.

Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date. Send payment to:

Synchrony Bank

P.O. Box 960061
Orlando, FL 32896-0061

Genesis Credit® Accounts

To manage your Genesis Credit® account or for more information, please click here

Katapult – formerly Zibby

Katapult makes payments easy for consumers in order to help them be successful with their lease agreement. To help ensure this, payments are collected via the card used for initial payment on consumers’ pay days. See Katapult for more details.

4. If I am approved, what happens next?

You’ll have the opportunity to accept or decline the offer. If you accept the offer, additional information and terms will be provided to you and you can proceed to complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

If you have any further questions, please feel free to contact our Customer Service Team
CONTACT US

Financing Details

Synchrony Bank:
Synchrony is a premier consumer financial services company delivering customized financing programs across key industries. Synchrony works with thousands of businesses large and small, helping national chains and local merchants offer credit cards with budget-friendly financing.

*Qualifying purchase amount must be on one receipt. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the initial total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. New account APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval by Synchrony Bank. We reserve the right to discontinue or alter the terms of this offer anytime.  

**Qualifying purchase amount must be on one receipt Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.1242% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer anytime.

Lease-To-Own Financing (Katapult):
Katapult offers lease-to-own financing for purchases up to $3,500, subject to approval by Katapult. Katapult is currently available in 46 states and Washington D.C. and not available in Minnesota, New Jersey, Wisconsin, and Wyoming. Please refer to katapult.com/legal for more details.

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